Combined pitch decks
INVESTÄ
Investor fundraising narrative, then licensed broker partnership materials. Demo-stage product concept — not live brokerage or regulated investment services.
Part 1 of 2
Investor pitch
Product thesis, remittance beachhead business case, and illustrative ask for early conversations.
Investor · 01 / 16 · Title
Invest in Africa.
From anywhere.
Investor pitch — product concept & simulated MVP for accessing selected African capital markets through regulated partners.
Confidential · for discussion
Investor · 02 / 16 · Problem
The problem
African markets are hard to reach from abroad.
Diaspora and global investors want exposure to African growth — but brokerage rails, FX, custody, and local licensing are fragmented across exchanges.
Fragmented access
JSE, NSE, NGX, ZSE each need local brokers, rails, and compliance — not one retail UX.
Opaque journey
Quotes, fees, and corridor status are rarely explained in one calm product surface.
Trust gap
Cross-border investors need regulated partners — not another unlicensed “global broker” claim.
Investor · 03 / 16 · Solution
Solution
One product layer. Local brokers underneath.
INVESTÄ is the consumer app and B2B routing layer — discovery, portfolio, cash, and fees — while licensed brokers execute and settle in each market.
Retail & diaspora
Browse markets, simulate invest / sell / withdraw, understand fees and corridor status.
Institutions & brokers
Partner onboarding, API sandbox, and revenue visibility for diligence conversations.
We do not replace local brokerage. We route eligible activity to regulated partners — when live services are permitted.
Investor · 04 / 16 · Market
Market opportunity
Diaspora capital + deepening African exchanges.
Cross-border demand for African equities is real; the product gap is trusted, corridor-aware access — not another generic trading app.
Four beachhead markets
South Africa (JSE), Kenya (NSE), Nigeria (NGX), Zimbabwe (ZSE) — educational depth today, partner path tomorrow.
Diaspora & remittance adjacency
$31.5B inbound remittances (2024) across beachhead countries — a funded adjacency for investment and payout corridors.
B2B distribution
Banks, wealth apps, and brokers can embed African market access via API — once corridors are live.
Remittance totals: World Bank WDI. Capture / profit math on following slides is an illustrative scenario — not a forecast.
Investor · 05 / 16 · Product
Product snapshot
Illustrative · demo stageA full illustrative journey — already built.
Guests can browse, buy, sell, and withdraw without registration. Everything is simulated and labeled — designed for partner diligence, not live money.
- ZSE depth (e.g. Econet) + JSE educational listings
- Illustrative IPOs & MarketData status chips
- Corridor roadmap (partner outreach → sandbox)
- Cash withdrawals with demo fee schedule
- Broker onboarding + in-product fees
- Platform revenue dashboard (demo aggregation)
- Legal pack: Terms · Privacy · Risk
- B2B API sandbox for partner conversations
- Waitlist & guest demo entry
Investor · 06 / 16 · How it works
How it works
Acquire → route → execute locally.
- 01
Discover
Public site educates on African markets; guests explore shares and IPOs.
- 02
Route through INVESTÄ
App + API share order, portfolio, and cash layers — eligibility and FX checked first.
- 03
Licensed broker in-market
Regulated desk executes, handles settlement stubs, and works with local payout rails.
- 04
Confirm & settle
Fills update the portfolio; retail fees and partner contract charges record in-product.
Investor · 07 / 16 · Business model
Business model
Illustrative · demo stageSimple retail fees. Partner contracts on the side.
Trade
25 bps
Demo transaction fee on buy/sell notional (0.25%). Shown on every illustrative order.
Withdraw
€0.50 + 10 bps
Demo cash-movement fee. Live rates will be set with regulated partners per corridor.
B2B: API access and broker coverage agreements — billing stubs exist for diligence demos. Demo / illustrative fees — not live pricing. No real money is charged.
Investor · 08 / 16 · Remittance TAM
Business case · remittance base
Illustrative · demo stage$31.5B inbound remittances to beachhead markets.
World Bank personal remittances received (2024) — the funded pool adjacent to INVESTÄ investment and cash corridors.
Nigeria
NGX
$22.1B
Kenya
NSE
$5.0B
Zimbabwe
ZSE
$3.5B
South Africa
JSE
$0.9B
Combined (2024)
$31.5B
Illustrative 10% capture
$3.15B
Source: World Bank WDI BX.TRF.PWKR.CD.DT (personal remittances received, 2024). Derived capture / revenue / profit figures are illustrative scenario assumptions — not a forecast. “10% capture” means addressable remittance-influenced flow — not remittance market share claimed today.
Investor · 09 / 16 · 10% scenario
Business case · unit economics
Illustrative scenario · not a forecast10% of remittance flow → revenue & profit ranges.
Apply demo fees to $3.15B of influenced volume ($31.5B × 10%). Assumption-driven — not current revenue.
Captured flow
$3.15B
10% of beachhead remittances
Gross fee revenue
$9.1M /yr
Trade 25 bps + withdraw €0.50+10 bps
Contribution profit
$4.6M /yr
After ~50% partner/rail COGS — before opex
Sensitivity · capture share
| Capture | Flow | Revenue | Profit |
|---|---|---|---|
| 5% | $1.57B | $4.6M | $2.3M |
| 10% | $3.15B | $9.1M | $4.6M |
| 15% | $4.72B | $13.7M | $6.8M |
- • 40% of captured volume settles as investments @ 25 bps trade fee
- • 60% settles as cash corridors @ €0.50 + 10 bps withdraw fee
- • Avg withdrawal ticket $250 (illustrative) for flat-fee roll-up
- • 50% contribution margin after partner/rail COGS & fee share
- • No historical AUM, revenue, or remittance market share claimed
Investor · 10 / 16 · Go-to-market
Go-to-market
Corridor-first. Partner-led. Product as proof.
1. Beachhead corridors
Prioritize JSE and NSE partner outreach; NGX sandbox storytelling; ZSE educational depth.
2. Broker LOIs
Sign coverage with licensed dealing members before any live routing claims.
3. Diaspora & waitlist
Convert demo explorers into waitlist interest for when eligibility opens.
4. B2B embed
Wealth and remittance partners distribute African market access via API once rails exist.
Investor · 11 / 16 · Competition
Landscape & moat
Honest: we are early. Moat is corridor depth + trust.
Global brokers
Strong UX, weak African exchange coverage and local settlement.
Local desks
Licensed and trusted in-market — harder for diaspora to discover and use from abroad.
INVESTÄ (vision)
One product surface + regulated partners per corridor. Demo proves UX; licenses unlock money.
Defensibility comes from signed broker coverage, corridor compliance craft, and a product diaspora actually finish — not from this demo alone.
Investor · 12 / 16 · Traction
Traction & status
Illustrative · demo stageBuilt for diligence. Not claiming production scale.
What exists
- • Simulated full guest journey (buy / sell / withdraw)
- • Four-market educational catalog + IPO profiles
- • Fee engine, revenue dashboard, broker onboarding UI
- • Legal pack and corridor status pages
- • Waitlist + B2B API sandbox stubs
What we do not claim
- • No production AUM or live trade volume
- • No fake user counts or partnerships
- • No active broker licenses on this demo
- • No real client money or deposits held
- • Quotes / FX / performance chips are illustrative
Investor · 13 / 16 · Roadmap
Roadmap
From demo to regulated corridors.
- Now
Product & diligence
Polish demo, corridor storytelling, waitlist, partner conversations.
- Next
LOIs & license path
Signed broker coverage targets for JSE / NSE; payout partner diligence.
- Then
Sandbox → limited live
Controlled pilots where legally permitted — real KYC, FX, and settlement.
- Later
Scale corridors
NGX / ZSE live routing, B2B embeds, mobile-native distribution.
Investor · 14 / 16 · Team
Team
Founding team
Named seats only when confirmed — open roles stay open.
Founder / CEO
Takura Matswetu
CFO / Compliance
Open
TBD
CTO / Partnerships
Open
TBD
Advisors / angels: add when confirmed. Do not invent affiliations.
Investor · 15 / 16 · The ask
The ask
Illustrative · demo stageSeeking seed to turn corridors live.
Illustrative fundraising framing for discussion — not a priced round or committed term sheet.
Target (illustrative)
Seed · amount TBD
Replace with your raise size before sharing externally.
Use of funds
- • Broker LOIs & license-path legal
- • Corridor KYC / FX / payout partners
- • Product hardening toward limited live
- • Founding hires (markets + compliance)
Investor · 16 / 16 · Close
Invest in Africa.
From anywhere.
Let’s talk corridors, partners, and the path from this demo to regulated access.
Contact: [email placeholder] · Waitlist · Explore demo
Simulated product concept only. Not a licensed broker, bank, or EMI. No securities or client money are held on this demo.
Part 2 of 2
Broker partnership
Partnership values and economics for licensed dealing members — not a fundraising deck.
Broker · 01 / 12 · Title
Broker partnership
Partner with INVESTÄ
Distribution and digital access for licensed brokers across African exchanges — you keep the license, custody, and local execution. We bring the corridor and the clients.
For licensed firms · ZSE · JSE · NSE · NGX · continental partners
Broker · 02 / 12 · Opportunity
The opportunity
Diaspora capital wants African markets — through desks they can trust.
Cross-border investors need regulated local execution. Digital platforms need dealing members who already hold exchange seats and payout relationships. INVESTÄ is the product layer that connects both.
Diaspora demand
Eligible investors abroad seeking familiar African listings — banks, telcos, industrials — with calm product UX.
Cross-border friction
FX, KYC, and corridor eligibility are hard for a single desk to productize alone across multiple markets.
Digital access
One INVESTÄ journey routes illustrative order flow toward the licensed broker covering each market.
Broker · 03 / 12 · Who we serve
Who we serve
Investors get access. Brokers get flow.
Investors
Individuals and businesses exploring JSE, NSE, NGX, and ZSE through one account experience — educational catalogs today, designed for regulated partner execution tomorrow.
Why brokers win
- Incremental order flow from corridors you do not have to build yourself
- Clients booked under your license — not a competing desk
- Fee share negotiated in coverage agreements; transparent demo schedule already in product
Broker · 04 / 12 · Value proposition
Value proposition
We do not replace local brokerage.
INVESTÄ onboard regulated brokers and payment partners per location. Fintechs and banks integrate once via our API. Your firm facilitates trades and cash where you are licensed.
Your app → INVESTÄ API → licensed broker in-market → exchange & payout rails.
Broker · 05 / 12 · Benefits
Benefits
What partnership unlocks for your desk
Distribution
Reach diaspora and cross-border clients through a product built for multi-market discovery.
Order flow
Buys and sells route to the dealing member covering that market — your book, your fill.
Fee transparency
Demo schedule shows trade and withdrawal fees clearly; live rates set with partners per corridor.
Corridors
Beachhead markets: South Africa, Kenya, Nigeria, Zimbabwe — expand with coverage agreements.
Tech leverage
Partner API for quotes, orders, fills, and cash instructions — sandbox first, production when licensed.
Brand adjacency
INVESTÄ positions African markets calmly; your firm remains the licensed local face of execution.
Broker · 06 / 12 · Keep vs provide
Division of labour
What you keep. What we provide.
You keep
- Brokerage / dealing-member licenses
- Exchange membership and local execution
- Custody and client money where required
- Settlement and in-market payout rails
- Regulatory relationships (FSCA, CMA, SEC Nigeria, SECZ…)
INVESTÄ provides
- Product UX for discovery, education, and order intent
- Corridor eligibility and illustrative FX framing
- Partner API routing to your desk
- B2B distribution to fintechs and banks
- Onboarding, KYB, and coverage agreement workflow
Broker · 07 / 12 · Economics
Economics
Demo fee schedule — how brokers participate
Trades
25 bps
Illustrative transaction fee on buy/sell notional (0.25%). Shown on confirm screens; rolled into the platform revenue dashboard.
Withdrawals
€0.50 + 10 bps
Illustrative cash-movement fee. Live rates will be set with regulated partners per corridor.
Coverage agreements define fee share, SLAs, and payout rails you back in that location. Demo / illustrative fees — not live pricing. No real money is charged. No real money is charged in this MVP.
Broker · 08 / 12 · Remittance flow
Partner economics
Illustrative scenario · not a forecastWhat 10% remittance-influenced volume means for your desk.
Beachhead countries receive $31.5B in inbound remittances (2024). An illustrative 10% capture implies $3.15B of flow that could be steered toward investment and payout corridors you cover — not a forecast.
Trade notional to brokers
$1.26B
40% of captured volume as invest/trade flow @ 25 bps
Illustrative broker fee share
$1.6M /yr
~50% of trade-fee pool via coverage agreement (negotiable)
Cash corridor notional
$1.89B
60% as payouts @ €0.50+10 bps — rail share in contracts
Sensitivity · shared trade economics
| Capture | Order flow | Broker fee share |
|---|---|---|
| 5% | $629.8M | $787K |
| 10% | $1.26B | $1.6M |
| 15% | $1.89B | $2.4M |
Source: World Bank WDI BX.TRF.PWKR.CD.DT (personal remittances received, 2024). Derived capture / revenue / profit figures are illustrative scenario assumptions — not a forecast. Fee share split is a diligence placeholder — live economics set per coverage agreement. No current order-flow volume claimed.
Broker · 09 / 12 · Onboarding
Onboarding
Path from interest to go-live rails
Step 1
Apply & KYB
Broker submits firm details, beneficial ownership, and markets they cover. INVESTÄ runs KYB against local company registries.
Step 2
License verification
Confirm active brokerage / dealing-member licenses with the market regulator (e.g. FSCA, CMA, SEC Nigeria, SECZ) and exchange membership.
Step 3
Coverage agreement
Define which products they facilitate (listed shares, IPOs), fee share, SLAs, and which payout rails they back in that location.
Step 4
Sandbox integration
Connect to the INVESTÄ partner API: quotes, order routing, fills, cash instructions. Validate with illustrative traffic only.
Step 5
Go-live rails
Production cutover when both sides are licensed for the corridor. INVESTÄ routes user and B2B orders to the local broker; the broker executes and settles.
Broker · 10 / 12 · Compliance
Compliance & trust
Honest demo today. Regulated direction tomorrow.
- INVESTÄ is a product concept and simulated demo — not a licensed bank, broker-dealer, asset manager, or payment institution.
- Quotes, FX, fees, corridor status, and broker names in-product are illustrative stubs. Nothing is submitted to a live exchange.
- Intended go-live path: appropriately regulated local partners per corridor — license verification, coverage agreements, then production cutover.
- Geographic eligibility will be enforced when live services launch. Brokers remain the regulated face of execution and custody.
Broker · 11 / 12 · Corridors
Market coverage
Corridor snapshot
Roadmap illustration for diligence conversations — not active licenses, LOIs, or live trading.
South Africa
JSEPartner outreachTarget: signed LOI with a licensed JSE dealing member.
Kenya
NSELOI targetTarget: CMA-licensed broker + payout partner diligence.
Nigeria
NGXSandbox onlyTarget: SEC Nigeria broker/dealer coverage agreement.
Zimbabwe
ZSEConceptTarget: SECZ broker path + EcoCash/bank rail partner.
Broker · 12 / 12 · Call to action
Ready to cover a corridor?
Register as a broker to start partner onboarding interest, or join the waitlist for partnership updates. Live execution needs contracts and licenses — this demo starts the conversation.
Simulated MVP · not live trading · not regulated investment services